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3-Step Review

Our simple, easy to understand, 3 Step Review is a great way of helping you get a handle on your true needs and desires and whether or not your current financial strategies match up with your dreams.

Most financial advisors focus only on helping you accumulate assets. Our job is to help you look forward, cut future tax bills and help you avoid financial problems in your retirement years and estate plan.

To get started with The Horner Group, consider our no-obligation 3 Step Review to assure that your retirement and investment plans are focused on your concerns and desires.

The first step

is a review of your tax return to determine what your current tax situation is to identify things like income taxation, uncovering incorrect uses of taxable and tax-deferred strategies and discovering missed opportunities for offsetting gains and losses. Our 3 Step Review can help you implement the correct strategy to lower or eliminate your taxes and better align your savings plan to your goals.

The second step
is an income analysis to determine if you are using your income sources properly and in the most tax efficient method. With the ever-increasing cost of inflation, we find out if you have adequate income to meet your future needs. Your actual inflation rate may be different than the government quoted inflation rate as your rate is based specifically on what you spend money on.

The third step
is a risk analysis to make sure your investment risk exposure is one you are comfortable with and is in line with your investment allocation strategies. Research shows that people may make poor decisions and receive low rates or incur losses because they have more risk than they are comfortable with. A simple set of questions we use in our 3 Step Review will help assure you of what your risk comfort level is and help you avoid losses you are not prepared to handle.

Are you preparing to sell real estate or a business? Do you need to increase your income stream or lower your risk level? Have you lost a spouse and now have all the financial decisions to make? Are you retiring or rolling over a large sum of money? A complete discovery of what you want your money to do for you is the most important first step. Given today’s environment, there is no better time to look forward and take control with our 3 Step Review.

The wonderful benefit of our 3 Step Review is that it applies to any financial decision or concern you have, it helps you stop your money from falling through the cracks and it assures that any major financial decision is right for you. In other words, it helps assure your decisions are in your best interest.

The Horner Group’s 3 Step Review will also help determine what your next steps should be, such as your estate plan, long term care issues, charitable planning and more.

Call 847-701-0400 today
to learn how our no-obligation, 3 Step Review can help you with your specific concern or situation.


Investment Advisory Services offered through Global Financial Private Capital, LLC, an SEC Registered Investment Advisor.